Medical Insurance for Canada Visitors
Visitor medical insurance to Canada is also called as travel health insurance. It protects international students, immigrants, tourists, foreign workers from any kind of medical emergency during visit to Canada. Visitor medical insurance will cover the medical expenses from illnesses or an accident while in Canada.
Canada is one of the most popular vacation destinations because of its strongest economy in the G8. With strong economy, welcoming culture, high quality life and great natural beauty, Canada has become one of the popular tourist destinations. It is a hot spot for the business travelers, foreign workers, new immigrants and international students.
Canada has an aging population and hence health care system is overburdened. Canada’s health care expenses rival the US as the most expensive in the world.
Medical costs in Canada include ambulance, doctor visits, non-critical hospital stay costs, air ambulance and so on, which will approximately cost up to $100.
Medical expenses can be real damaging towards your savings. If you want to enjoy a peaceful life in Canada, it is best to be insured while you visit this region. Surprisingly, medical insurance, here, is quite affordable.
Example: good individual coverage can be purchased for a 40 yr old for around $4 per day, and an entire family can be covered at around $14 per day.
Various plans for all kinds of visitors are made available by the Canadian visitors insurance companies. Whether you are a new immigrant, business traveler, foreign worker or just on a vacation to Canada, there are all plans to suit your needs that too at an affordable rate.
Business travelers and tourists visiting Canada: Visitor Medical insurance is important to cover high costs of medical care. Visitor to Canada emergency medical coverage is available her to help you deal with medical emergencies as well as accidents. You can avail insurance coverage up to the age of 89 years. No medical questions are required but pre-existing medical conditions will likely be excluded from coverage.
New immigrants to Canada : the new immigrants to Canada are not suitable for the health insurance plans unless they have immigrant or permanent resident status.
Foreign workers in Canada : the Canadian labor shortage had provided ample opportunities to the foreign workers to enter Canada on a work visa. These visas though are only issued for a period of six months. This means that the visitor health insurance must be purchases to cover the emergency medical costs for the time spent living in Canada on a temporary work visa.
Inpatriate Medical Insurance: Employers can provide visitor medical insurance to foreign workers by purchasing Inpatriate Medical Insurance. Inpatriate Medical Insurance can be purchased for the six month work visa. Inpatriate insurance can be purchased for durations as short as one month for workers who have already arrived in Canada. Single, Couple, or family coverage is also available. Inpatriate medical Insurance coverage differs from Visitors Medical Insurance as it provides excellent coverage for non-medical emergencies.
Visitors to Canada Emergency Medical Insurance: Foreign labors that are not provided coverage by their employers will be required to purchase private medical insurance. Visitors to Canada Emergency Medical Insurance is available for personal coverage for your entire work visa term in Canada. With the high cost of health care in Canada it is recommended that foreign worker purchase the best coverage amount. Single, spouse, or family coverage is also available herein.
Health and Hospital Insurance: This type of insurance provides International Students visiting Canada with complete health coverage. In addition to emergency medical coverage, non-emergency health costs and prescription drugs are also covered up to maximum amounts. Coverage can also be purchased for the students spouse and family while they are residing in Canada.
Emergency Medical Insurance: Similar in coverage as the health and hospital plan but does not cover non-emergency medical and prescription drugs are limited to a 30 day supply. Coverage can also be purchased for the students spouse and family while they are residing in Canada.
Make sure that you are safe and enjoy ‘peace of mind’ during you stay in Canada by purchasing medical insurance.
In addition to this, the international students not attending the designated educational institutions are not covered by the provincial government visitor health insurance plan. The private medical insurance will be required. The students have a choice of a complete visitor health insurance or only a visitor insurance.