Getting cheap car insurance when you have zero no claims bonus
Using our solution you can get cheaper car insurance by reducing your insurance premium down by over 40%. As long as you have read this article it should really help.
There is only one catch. You require a partner that lives at the same address who has no claims bonus that you can potentially use yourself. This is called Multi Car Insurance (well it is today - who knows what they will call it next month!).
Let us take an example of a lady named Miss Taylor. She is 22 and owns a full license for over 4 years. However she has zero no claims bonus. She owns a Hyundai Getz 1.3 Sport which is parked overnight on the driveway. Online car insurance quotes have thus far given her the cheapest premium of 584 - Not that cheap! These quotes were from top UK insurance companies. Miss Taylor was aware that her boyfriend (Mr Davies) who lives in the same household had 75% no claims bonus. She visited the same high street broker who insured her boyfriend. The broker asked if there were going to be any named drivers on her car insurance policy. When she answered NO, the premium quoted was 624. Whats the big deal? The broker read something from his screen that stated the insurer (in this case Provident) will take into consideration her boyfriend has 75% no claims bonus and has a policy already with them (This is flagged up because they share the same address). She was told if she puts her boyfriend on her policy as a named driver, she can take advantage of his no claims bonus and reduce her previously quoted premium of 624 to an incredible 352 which included legal cover!
Such an effective little tip on gaining someones no claims bonus, this article will immediately help you get cheaper car insurance quotes. So if you dont have any no claims bonus of your own be sure to get a quote from your other halves insurance broker and add them as a named driver on your policy.
There are more and more searches every day that relate to this article. Searches like 2 car insurance 1 household, multi car insurance, insure more than 1 car, insure 2 cars 1 house. Every user searching on the internet is hitting only a handful of results when searching for these terms.
We have just used a documented example from two people who live together and were happy enough top share their findings. Both had car insurance policies with a high street broker, APlan Insurance. Miss Taylor in the article saved herself almost 50% (equates to around 270) and she stumbled on this saving by accident.